A: CaliforniaCashLoans.com is a direct lender website owned and operated by Cashbak LLC (dba cashbackloans.com). We offer short-term deferred deposit cash advances (payday loans) to eligible
consumers in California.
A: All loan applications are processed and the loans are served directly by CashbackLoans.com, ensuring a secure and reliable lending experience.
A: A payday loan is a short-term, small-dollar loan intended to help you cover urgent expenses until your next payday. You borrow a set amount and repay it, along with any fees, on your next
payday.
A: To apply for a payday loan through CaliforniaCashLoans.com, you must be:
At least 18 years old
A California resident
Employed or have a steady source of income
Able to provide a valid government-issued ID and an active checking account
A: We currently offer loan amounts of $150, $150, $200, $250, and $300, depending on your eligibility and California state lending limits.
A: Simply complete our secure online application form. It only takes a few minutes and we provide fast decisions!
A: Once approved, funds are typically deposited directly into your checking account—often as soon as the same business day.
A: If you can’t repay your loan by the due date, please contact us immediately. We’ll work with you to explore repayment options and avoid additional fees.
A: Yes! CaliforniaCashLoans.com and CashbackLoans.com are licensed lenders in the state of California. We follow all state regulations to ensure fair and transparent lending practices.
A: The cost of a payday loan includes the principal amount plus a fee, which is regulated by California law. It’s important to review the loan terms carefully to understand the total repayment
amount.
A: Generally, payday loans do not help build your credit score. These loans typically do not report to credit bureaus unless they go into collection. For building credit, consider alternatives
like credit cards or installment loans that report to credit bureaus.
A: Payday loans are meant for short-term needs. Because of their fees and repayment structure, rolling over or repeatedly taking payday loans can lead to a cycle of debt. Always borrow
responsibly and only what you can afford to repay.
A: Yes! Alternatives include:
Negotiating payment plans with creditors
Borrowing from friends or family
Seeking assistance from community programs or nonprofits
Considering small-dollar credit cards or personal loans from credit unions or banks
A: Before taking a payday loan, consider:
If you can repay it on your next payday
If there are other, less expensive options available
The total cost of the loan, including fees
A: No, payday loans are unsecured loans and do not require any collateral.
A: The application process is quick and can often be completed in minutes. Many applicants receive instant decisions.
A: You’ll need:
A valid government-issued ID
Proof of income or employment
An active checking account
Your contact information
A: Yes, we consider multiple factors beyond credit scores. Many borrowers with less-than-perfect credit have been approved.
A: If you don’t repay on time and don’t contact us to make arrangements, it may lead to additional fees, collection activities, and impact your financial standing. It’s best to communicate
with us to avoid such issues.
A: We’re here to help! You can reach our customer support team by calling us at (760) 607-3463 or by emailing us at
[email protected].
Apply Today!
No more financial stress, just good, straightforward fast payday loans online California-based, from your local reliable, secure lender. Get in touch with our friendly customer care team if
you have any questions – or Give Me Cash here.